I just bought my first Christmas present (via a tumblr recommendation- can’t give deets as the recipient reads my blog)! I know that it’s not even Halloween, but I’m on a serious budget this year and I was having heart palpitations about having to spend so much money all at once. Plus, think of it this way- if you are paid biweekly like me, Christmas is only 4 paychecks away. Yikes.
My goal this year is to pay cash for every single gift I buy.
So, I decided to be smart and get started early. I’ve got my list written and I’m off to a solid start. I feel very grown up and responsible (hey ma! look at me! I’ve got a BUDGET!).
(photo via)
